Rates below are from Freddie Mac’s Primary Mortgage Market Survey (PMMS), the industry-standard weekly benchmark, for the week of September 10, 2026. They are national averages for a 30-year fixed conventional loan with strong credit and 20% down β your actual rate depends on credit score, down payment, loan program, and property. These are not a rate lock or a commitment to lend.
This Week’s Benchmark Rates
| Loan Program | Rate |
|---|---|
| 30-Year Fixed (Conventional) | 6.76% |
| 15-Year Fixed (Conventional) | 6.09% |
| FHA 30-Year Fixed* | ~6.35%* |
| VA 30-Year Fixed* | ~6.25%* |
| Jumbo 30-Year Fixed* | ~6.90%* |
Source: Freddie Mac PMMS, survey week ending September 10, 2026. *FHA, VA, and Jumbo figures are representative estimates based on typical pricing spreads over the conventional conforming rate and are not sourced directly from Freddie Mac β contact us for an actual quote on these programs.
Estimate Your Monthly Payment
Plug in a home price and down payment to see an estimated principal, interest, taxes, and insurance (PITI) payment using this week’s benchmark rate.
This calculator provides an estimate for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Contact Aloan Mortgage for a personalized rate quote based on your credit profile and the specific property.
